Information About Loan Types

Conventional Mortgage Loans

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A conventional mortgage or conventional loan is a home buyer’s loan that is not offered or secured by a government entity.

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It is available through or guaranteed by a private lender or the two government-sponsored enterprises—Fannie Mae and Freddie Mac.

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Potential borrowers need to complete an official mortgage application, supply required documents, credit history, and current credit score.

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Conventional loan interest rates tend to be higher than those of government-backed mortgages, such as FHA/VA loans.

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Private Mortgage Insurance.

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Let FHA Loans Help You

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Mortgage Insurance Premiums

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FHA Maximum Loan Limits

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VA-backed Veterans home loans

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Veterans Critical Questions

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Eligibility

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Single Family Housing Income Eligibility

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Florida Guaranteed Housing Program Income Limits